Acuity auto insurance review for 2021

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This 2021 review of Acuity provides average rates for full and minimum coverage auto insurance, as well as average full coverage rates by state. In addition, compare average rates for Acuity as impacted by factors such as having an accident or speeding ticket on record, or having poor credit. We have also included average full and minimum coverage rates for Acuity compared to other top carriers.

While these rates may be useful for the sake of comparison, your personalized quote is based on factors to you and will vary from the rates listed below. To get your customized quote from Acuity, contact the provider directly.

Acuity Quickpoints

  • Average full coverage premium: $1,140
  • Average minimum coverage premium: $322
  • Acuity is on the lower end for car insurance rates

How factors affect Acuity’s auto insurance rates

Insurance rates are based on a variety of factors specific to each driver. The following table indicates how driving record and credit factors can have an impact on average Acuity rates. However, each person’s unique driving record and credit details can result in quotes that differ from the rates listed below.

Rates by factor

Average ratesAccidentSpeeding ticketPoor credit

Quadrant information services, 2020

Acuity vs. other insurance companies

Compare average full and minimum coverage rates for Acuity to those offered by other popular carriers (by market share) in the table below. While the information below can provide an approximate comparison of rates by carrier, your actual quote may vary by provider.

In addition to rates, other considerations that can help you find the best auto insurance provider include customer service, financial stability — which can indicate the carrier’s ability to pay out on a claim — and discounts or other perks offered by providers.

Acuity average rates by state

Company Average full coverage rate Average minimum coverage rate
State Farm$1,681$681
American Family$1,218$542

Acuity is currently only offered in the state of Wisconsin. Below are the average full and minimum coverage Acuity rates in this state. 

StateAverage full coverage rateAverage minimum rate


Coverage utilized Quadrant Information Services to analyze quoted rates from thousands of ZIP codes across all 50 states and Washington, D.C. (reflecting the top 15 insurance carriers by premiums written by state). Quoted rates were based on the profile of a 30-year-old male with a clean driving record, good credit and the following full coverage details:

  • $100k bodily injury liability per person
  • $300k bodily injury liability coverage per crash
  • $100k property damage liability coverage per crash
  • $500 collision coverage deductible
  • $500 comprehensive coverage deductible

Minimum coverages were applied to match state requirements. The driver used a new, financed 2018 Toyota Camry, commuted five days a week and drove 12,000 miles per year.

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