Best car insurance companies in Connecticut

Fact-checked with HomeInsurance.com

Article Highlights

For drivers looking for the best car insurance in Connecticut, we have provided an overview of the top providers by market share. Our report includes a look at what the average rates are for Connecticut and how these rates are affected by your driving record. You can also compare rates by provider and major cities in Connecticut.

The average Connecticut driver pays $1,803 per year for insurance, which breaks down to about $150 each month for 12 months of coverage. In comparison, the national average car insurance rate in the United States is $1,555 per year for a 12 month, full coverage policy. The average minimum coverage rate across the U.S. is $545 for a 12 month premium.

While these rates may be useful in your comparison-shopping, please keep in mind that the following rates represent averages for Connecticut and may not reflect your actual premium quote.

Connecticut quickfacts

  • Cheapest carrier for full coverage in Connecticut is GEICO: $1,129
  • Cheapest carrier for minimum coverage in Connecticut is GEICO: $440
  • Carrier with highest customer satisfaction in Connecticut: USAA
  • Number of uninsured drivers in Connecticut: 9.4%
  • Connecticut is on the higher end for car insurance rates

Average cost of car insurance in Connecticut

Clean record1 speeding ticket1 accident
Full coverage $1,782 $2,216 $2,386
Minimum coverage $790 $992 $1,255

Quadrant data services, 2020

Best car insurance companies in Connecticut

Average annual premiums by insurance carrier

CompanyFull coverage rateMinimum coverage rate
Allstate $1,981 $719
GEICO $1,129 $440
Progressive $2,148 $947
State Farm $1,666 $727
USAA $1,402 $556
Amica $1,294 $473
The Hanover $4,163 $1,904
MetLife $2,222 $1,195

Quadrant data services, 2020

Car insurance rates in Connecticut by city

CityFull coverage annual rateMinimum coverage annual rate
Bridgeport $2,250 $993
New Haven $2,308 $1,047
Stamford $1,837 $788
Hartford $2,270 $1,021
Waterbury $2,113 $928

Quadrant data services, 2020

Methodology

Coverage Utilizes Quadrant Information Services to analyze quoted rates from thousands of zip codes across all 50 states, using the top 15 carriers by premiums written by state. Quoted rates are based around the profiles of a 30 year male and female with clean driving records, good credit and the following full coverage details:

  • $100k bodily injury liability per person
  • $300k bodily injury liability coverage per crash
  • $100k property damage liability coverage per crash
  • $500 collision coverage deductible
  • $500 comprehensive coverage deductible

Minimum coverages were applied to match state requirements. Both drivers used a new, financed 2018 Toyota Camry, commuting 5 days a week and driving 12,000 miles per year.

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