Best car insurance companies in Nevada

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    Article Highlights

    For drivers looking for the best car insurance in Nevada, we have provided an overview of the top providers by market share. Our report includes a look at what the average rates are for Nevada and how these rates are affected by your driving record. You can also compare rates by provider and major cities in Nevada.

    The average Nevada driver pays $1,891 per year for insurance, which breaks down to about $157 each month for 12 months of coverage. In comparison, the national average car insurance rate in the United States is $1,555 per year for a 12 month, full coverage policy. The average minimum coverage rate across the U.S. is $545 for a 12 month premium.

    While these rates may be useful in your comparison-shopping, please keep in mind that the following rates represent averages for Nevada and may not reflect your actual premium quote.

    Nevada Quickfacts

    • Cheapest carrier for full coverage in Nevada is GEICO: $1,142
    • Cheapest carrier for minimum coverage in Nevada is GEICO: $424
    • Carrier with highest customer satisfaction in Nevada: USAA
    • Number of uninsured drivers in Nevada: 10.6%
    • Nevada is on the higher end for car insurance rates

    Average cost of car insurance in Nevada

    Clean record 1 speeding ticket 1 accident
    Full coverage$1,903$2,147$2,355
    Minimum coverage$836$987$1,181

    Quadrant data services, 2020

    Best car insurance companies in Nevada

    Average annual premiums by insurance carrier

    Company Full coverage rate Minimum coverage rate
    Allstate$2,462$1,018
    GEICO$1,142$424
    Farmers$1,837$751
    Progressive$1,952$693
    State Farm$2,085$762
    USAA$1,541$594
    AAA$3,065$1,005
    COUNTRY Financial$2,074$695
    Key$3,025$2,620

    Quadrant data services, 2020

    Car insurance rates in Nevada by city

    City Full coverage annual rate Minimum coverage annual rate
    Las Vegas$2,070$990
    Henderson$1,981$878
    Reno$1,687$627
    North Las Vegas$2,017$956
    Paradise$2,100$1,003

    Quadrant data services, 2020

    Methodology

    Coverage Utilizes Quadrant Information Services to analyze quoted rates from thousands of zip codes across all 50 states, using the top 15 carriers by premiums written by state. Quoted rates are based around the profiles of a 30 year male and female with clean driving records, good credit and the following full coverage details:

    • $100k bodily injury liability per person
    • $300k bodily injury liability coverage per crash
    • $100k property damage liability coverage per crash
    • $500 collision coverage deductible
    • $500 comprehensive coverage deductible

    Minimum coverages were applied to match state requirements. Both drivers used a new, financed 2018 Toyota Camry, commuting 5 days a week and driving 12,000 miles per year.

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