Insurance

Latest Posts

What is an HO-5 insurance policy?

When a disaster strikes your home, you need the financial protection that a homeowners insurance policy can provide. Choosing the right amount of…

What is considered personal property?

A comprehensive home insurance policy will include additional living expenses, dwelling, liability, other structures and personal property covera…

What information is needed for a home insurance quote?

Thinking about buying homeowners insurance? Don’t settle on the first policy you find. Start by getting a home insurance quote to see how much it…

Car insurance rates by state for 2022

The average cost of full coverage car insurance in the U.S. is $1,771 per year, and the average cost of minimum coverage is $545 per year, accord…

What is an HO-8 insurance policy?

Older homes can present major challenges from a homeowner’s perspective. They may require constant maintenance to prevent small problems from esc…

How much condo dwelling coverage do I need?

As a condo owner, the first thing to know is that your insurance needs are different from the owner of a single-family home. A homeowner of a sin…

Where is my policy number on my insurance card?

Many of us don’t need our insurance cards often, but when the moment comes, having that card on hand is crucial. Quick access to your proof of in…

What items can give you a discount on homeowners insurance?

Your home is likely the most expensive — and possibly the best — investment you will ever make. For that reason, you want to protect it, which me…

Actual cash value vs replacement cost

If you live in a rental property, it’s important first, that you carry renter’s insurance, and secondly, that you fully understand the difference…