home insurance

Latest Posts

What items can give you a discount on homeowners insurance?

Your home is likely the most expensive — and possibly the best — investment you will ever make. For that reason, you want to protect it, which me…

Actual cash value vs replacement cost

If you live in a rental property, it’s important first, that you carry renter’s insurance, and secondly, that you fully understand the difference…

How much personal property insurance do I need?

Personal property coverage is an important part of insuring the home. Most home insurance providers include some form of personal property protec…

Cost of homeowners insurance

Once you’ve built your dream home or found your fixer-upper, one of the key steps in homeownership is purchasing a homeowners insurance policy. N…

Contractual liability insurance

Business owners often sign contracts with third-party groups, whether it’s an office lease, employment agreement or equipment rental form. When y…

Is sewer line replacement covered by homeowners insurance?

Homeowners have plenty of risks to worry about but often overlook potential problems with sewage. While homeowners usually consider risks caused…

Mortgage insurance vs home insurance

If you’ve purchased a home and have a mortgage you’re paying off, you’re probably aware of the fact that your lender requires you to have at leas…

Home insurance deductible vs premium

If you’re shopping for homeowners insurance for the very first time, insurance terminology can be confusing. Two of the more common terms to unde…

What is insurance and how does it work?

Insurance provides financial protection in the event of an unforeseen tragedy. Two of the most popular types of insurance are homeowners and auto…