home insurance

Latest Posts

What Does Homeowners Insurance Cover?

Your home is probably one of the largest purchases you’ll make in your life. With so much money invested, you want to make sure you protect your…

Does homeowners insurance go up after a claim?

Moving into a new home without first purchasing a homeowners policy would be unthinkable, and if you have a mortgage, impossible. After all, you…

What is liability insurance?

Liability insurance protects you in a lawsuit if you get sued for damaging someone else’s property or if someone is accidentally injured. T…

What is personal property insurance?

No matter where you live or whether you rent or own, you want a way to protect your belongings. All of the personal property you own — your elect…

What is considered personal property?

A comprehensive home insurance policy will include additional living expenses, dwelling, liability, other structures and personal property covera…

What is an HO-8 insurance policy?

Older homes can present major challenges from a homeowner’s perspective. They may require constant maintenance to prevent small problems from esc…

What items can give you a discount on homeowners insurance?

Your home is likely the most expensive — and possibly the best — investment you will ever make. For that reason, you want to protect it, which me…

Actual cash value vs replacement cost

If you live in a rental property, it’s important first, that you carry renter’s insurance, and secondly, that you fully understand the difference…

How much personal property insurance do I need?

Personal property coverage is an important part of insuring the home. Most home insurance providers include some form of personal property protec…