home insurance

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Major DIY mistakes that can affect insurance

Owning a home is a very rewarding experience for most people. Homeowners have the ultimate freedom to decorate, landscape and remodel without nee…

Actual cash value vs replacement cost

If you live in a rental property, it’s important first, that you carry renter’s insurance, and secondly, that you fully understand the difference…

What is an HO-2 insurance policy?

Buying a home is exciting, but before you can apply for a mortgage, it’s necessary to obtain home insurance. Many new homeowners don’t real…

Dog breeds that drive up home insurance rates

If you have a dog, then you understand how special pets can be. But many people don’t know that having a dog can impact your home insurance rate,…

Insurance for unmarried, engaged, or cohabitating couples

If you’re newly engaged or moving in with your partner: congratulations! Among the many details you are probably dealing with, insurance may not…

How to prevent construction fraud

When dealing with the aftermath of a disaster or doing a home remodel, the last thing people should have to worry about is being taken advantage…

Does homeowners insurance go up after a claim?

Moving into a new home without first purchasing a homeowners policy would be unthinkable. After all, you need the protection home insurance provi…

Differences between homeowners and renters insurance

No matter where you live, insurance provides essential protection for your belongings. How you insure them depends on your living arrangements. I…

Selling or buying a house with a cloud on title

A house title is a document that gives the homeowner the legal right to own the property. When you purchase a home, the previous owner’s name is…