home insurance

Latest Posts

The hidden costs of homeownership

If you are in the market to buy a new home, there are a lot of costs to consider than a house’s list price. Interest rates, moving costs and livi…

Rebuilding your home after an insurance claim

If your home is destroyed or damaged beyond repair, you have two choices—buy a new home, or rebuild. If you decide to rebuild your home from the…

Is tree removal covered by homeowners insurance?

You might think this would be a simple “yes” or “no” question, but it’s not quite that easy. Tree removal is sometimes covered by your homeowners…

Can you cancel your home insurance any time?

Buying a home is one of the biggest investments you’ll ever make and comes with several ongoing costs, one of which is homeowners insurance. Home…

What is all-risk insurance?

When you purchase home insurance, you can choose an all-risk or named perils. All-perils policies, also called open perils or HO-5 policies, offe…

What is a lis pendens?

Lis pendens roughly translates to “a suit pending” in Latin. In layman’s terms, it means that there is a pending lawsuit over a piece of pr…

What is a flood insurance elevation certificate?

If you buy or build a home in an area prone to flooding, you might need a special kind of documentation when buying flood insurance. If you buy a…

Guide to home insurance inspections

After completing a home insurance application, the provider may require a home inspection. That means an inspector from the insurance company wil…

Are vacant homes covered by insurance?

If you’ve moved recently and haven’t sold your old house, or own a vacation home you visit only in the summer, or for some other reason will be l…