home insurance

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How to manage a financial setback: 8 rules to bounce back during the COVID crisis

Most people experience an unexpected crisis that shakes their financial world. It could be losing a job, receiving a huge medical bill, or having…

How much homeowners insurance is required by mortgage lenders?

Homeowners insurance is a financial resource that can offer a great deal of protection for both your house and your belongings. Not only does it…

What is high value home insurance?

A basic home insurance policy provides coverage for the physical structure of your house and other structures on your property. If you live in a…

Private flood insurance vs NFIP

Your homeowners insurance policy protects you from a wide range of disasters, from fire damage to civil disturbances and nearly everything in bet…

What is ALE (additional living expenses) coverage?

When you bought homeowners, condo or renters insurance, you did it to prepare for a disaster. You know that a fire could tear through your living…

What is liability insurance?

Liability insurance protects you in a lawsuit if you get sued for damaging someone else’s property. This type of insurance also covers dama…

What is an HO-4 insurance policy?

People who rent apartments and homes need the protection that only an HO-4 insurance policy can provide. Commonly called renters insurance, an HO…

Buying a foreclosed home

When shopping for a new home, everyone wants to find a bargain. One possible option to get a bargain is to buy a foreclosed home at a low price.&…

What is an HO-8 insurance policy?

Older homes can present major challenges from a homeowner’s perspective. Typically they require constant maintenance to prevent small problems fr…