Lauren Ward

Latest Posts

The hidden costs of homeownership

If you are in the market to buy a new home, there are a lot of costs to consider than a house’s list price. Interest rates, moving costs and livi…

Home upgrades that benefit your health and insurance

With stay at home orders in place across the country to curb the spread of Covid-19 in early 2020, an unforeseen benefit has emerged. Substantial…

What is the average cost of home insurance?

The national average cost of home insurance is $1,211, according to the Insurance Information Institute’s latest aggregate data from 2017, but wh…

How much condo dwelling coverage do I need?

In many ways condo insurance (also known as HO-6 insurance) is trickier than a standard home insurance policy. Not only do you need to speak with…

Do I have to get renters insurance?

Renters insurance protects your belongings should something happen to your rented home (be it an apartment, condo or house), and it also gives yo…

Underinsured Motorist Coverage

Many drivers often choose the cheapest liability insurance possible when insuring their car. As a result, when they get into an accident, their i…

What are auto insurance premiums?

There are a lot of terms in the insurance world you need to understand to use your policy to its maximum potential. One of those terms is the wor…

What Is Uninsured Motorist Coverage?

What happens if you’re hit by an uninsured driver? The latest research suggests that about one in eight drivers doesn’t have any insurance, despi…

Diminished value claims: will your auto insurance pay?

If your car is in an accident, its value goes down regardless of how well you are able to repair it. This is called diminished value. When this h…