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our guide to home insurance
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How to prevent construction fraud

When dealing with the aftermath of a disaster or doing a home remodel, the last thing people should have to worry about is being taken advantage…

Does homeowners insurance go up after a claim?

Moving into a new home without first purchasing a homeowners policy would be unthinkable. After all, you need the protection home insurance provi…

Selling or buying a house with a cloud on title

A house title is a document that gives the homeowner the legal right to own the property. When you purchase a home, the previous owner’s name is…

The hidden costs of homeownership

If you are in the market to buy a new home, there are a lot of costs to consider than a house’s list price. Interest rates, moving costs and livi…

Rebuilding your home after an insurance claim

If your home is destroyed or damaged beyond repair, you have two choices—buy a new home, or rebuild. If you decide to rebuild your home from the…

Is tree removal covered by homeowners insurance?

You might think this would be a simple “yes” or “no” question, but it’s not quite that easy. Tree removal is sometimes covered by your homeowners…

Can you cancel your home insurance any time?

Buying a home is one of the biggest investments you’ll ever make and comes with several ongoing costs, one of which is homeowners insurance. Home…

What is all-risk insurance?

When you purchase home insurance, you can choose an all-risk or named perils. All-perils policies, also called open perils or HO-5 policies, offe…

What is a lis pendens?

Lis pendens roughly translates to “a suit pending” in Latin. In layman’s terms, it means that there is a pending lawsuit over a piece of pr…