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our guide to home insurance
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What items can give you a discount on homeowners insurance?

Your home is likely the most expensive — and possibly the best — investment you will ever make. For that reason, you want to protect it, which me…

Actual cash value vs replacement cost

If you live in a rental property, it’s important first, that you carry renter’s insurance, and secondly, that you fully understand the difference…

How much personal property insurance do I need?

Personal property coverage is an important part of insuring the home. Most home insurance providers include some form of personal property protec…

Can you keep home insurance claim money?

When you file a home insurance claim, your insurance company reimburses you for the projected cost of repairs. You might be wondering if you can…

Best cheap homeowners insurance companies 2021

Your home is not only one of the biggest investments you will make in your life, but also one of the most important. That’s why it is so critical…

Cost of homeowners insurance

Once you’ve built your dream home or found your fixer-upper, one of the key steps in homeownership is purchasing a homeowners insurance policy. N…

FAIR plan insurance

Some homes are more difficult to obtain a homeowners insurance policy for than others. If you own a home in a high-risk area or if your home is i…

Best home insurance companies of 2020

Life is unpredictable, which is why your home insurance policy protects you in case the unthinkable happens. Your home is no small investment, an…

Is sewer line replacement covered by homeowners insurance?

Homeowners have plenty of risks to worry about but often overlook potential problems with sewage. While homeowners usually consider risks caused…