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our guide to home insurance
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Beginners guide: How to buy home insurance

After years of saving up for a down payment and getting your credit into top shape, the last thing you want to do is lose it all due to an unfore…

What is an HO-1 insurance policy?

If you own a home, having a homeowners insurance policy to protect your investment is important. There are several different policies you can cho…

HO-3 vs HO-6 insurance

Not all homeowners insurance policies are created equal. Some policies are designed for high-risk homes, some offer comprehensive coverage and ot…

Does homeowners insurance cover roof leaks?

If you notice water damage on the ceiling or walls in your home, it’s possible that you’re dealing with a leaky roof. Fixing a roof leak isn’t al…

How does homeowners insurance escrow work?

Using an escrow account for your homeowners insurance payments provides a layer of protection to both you and your lender. It offers several bene…

Dog bite claims and homeowners insurance

Americans love their pets. But they don’t always love their insurance premiums—especially if they own a pet that causes their homeowners insuranc…

Factors that affect homeowners insurance premiums

If you’re shopping for homeowners insurance, you’re probably wondering how the insurance company determines your rate. Some people wrongly believ…

Jewelry insurance guide

Protecting your jewelry by having insurance is a smart move. But if your jewelry collection is worth a significant amount, it may not be covered…

Vacant land insurance: Do I need it?

If you’re a homeowner, you probably know that your homeowners insurance generally covers the buildings and personal belongings on your property.