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our guide to home insurance
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What Home Insurance Doesn’t Cover

The purpose of homeowners insurance is to protect your home from theft or damage, but how much coverage you get on your home is up to you. What’s…

Dog Bite Claims and Homeowners Insurance

Americans love their pets. Americans don’t always love their insurance premiums—especially if they own a pet that causes their homeowners insuran…

10 Dog Breeds That Drive Up Home Insurance Rates

We all love our four-legged companions, and the month of April is all about celebrating them as National Pet Month. In fact, the Humane Society c…

Fracking: Friend or Foe For Homeowners?

In an attempt to help the country become less oil dependent on other countries, an increasing number of homeowners are finding out that they can&…

10 Things Your Homeowners Insurance Isn’t Covering Enough

As you get further into spring cleaning (and closer to vacation!) you may start uncovering things you hadn’t seen or thought about in awhile, or…

Insurance for the Newly Engaged and Cohabitants

Obviously, it’s doubtful that anybody has ever called their insurer before their mother after getting engaged. However, such life changes warrant…

Do You Need Vacant Land Insurance?

If you’re a homeowner, you probably know that your homeowners insurance doesn’t cover land. That’s often what causes the difference in final repl…

Avoid These 10 Common Remodeling Mistakes

As the housing market declined, many first-time home buyers snatched up houses with the intention of remodeling. How hard can it be to replace a…

10 Insurance Policies You Need (But Don’t Have)

When people buy insurance, they often feel they know enough about their policy, what’s insured, and its risk. However, like a wallflower at a hig…